
Purpose-Built Protection for the Trucks That Drive Business
Legacy Truck Warranties provide fully insured aftermarket extended warranty protection for eligible Class 5 to 8 commercial trucks. Built for commercial trucks. Designed for commercial finance.
Coverage generally works out to roughly 3 to 7 cents per kilometre, depending on the warranty selected. Protection measured in cents. Value measured in uptime.
Insurance Strength
Fully insured aftermarket warranty protection backed by the underwriting discipline of Newline Group, a Lloyd's Syndicate.
Designed for Commercial Finance
Built first and foremost to support commercial finance professionals and the truck owners they work with, on eligible Class 5 to 8 units.
Industry Expertise
Nearly two years of development with Acera Insurance and Newline Group, plus a leadership team with over 20 years of experience each in commercial finance, insurance, and heavy truck markets.
A new standard for used commercial truck warranties
Built from the ground up for working trucks and revenue-producing assets, not a consumer vehicle product adapted for commercial use.
When a major mechanical failure occurs, the impact extends well beyond the repair invoice. Downtime disrupts routes, delays contracts, and puts pressure on working capital.
Legacy Truck Warranties help eligible owners manage that exposure through defined mechanical breakdown protection backed by established insurance, compliance, and claims partners.

- Class 5-8
- Eligible commercial trucks
- Fully insured
- Backed by a Lloyd's Syndicate
- 3-7¢/km
- Typical cost per kilometre
- Ontario
- First market at launch
Protection measured in cents. Value measured in uptime.
A major engine or transmission failure can run well past $20,000. Legacy is easier to evaluate in the terms operators already use: cost per kilometre.
Depending on the warranty selected, Legacy coverage generally works out to roughly 3 to 7 cents per kilometre. Your Legacy Authorized Commercial Finance Professional can walk through the numbers for a specific unit.
Insurance strength. Industry expertise. Built for heavy trucks.
Legacy Truck Warranty Inc. spent nearly two years building the program with Acera Insurance, Newline Group, and key industry partners to meet the operational, regulatory, and financial requirements of the heavy-duty truck market.
- Program design and warranty structuring
- Regulatory and compliance review
- Insurance structuring and underwriting
- Warranty administration and claims processes
- Technology development and digital workflows
- Documentation and commercial implementation
Built for commercial trucks. Designed for commercial finance.
Legacy is distributed through commercial finance professionals and dealers, so truck owners are always connected back to a trusted partner in the Legacy network.
Commercial Finance Professionals
Legacy is built first for the professionals who finance heavy trucks, adding a fully insured protection option to the deal.
Dealers
Offer qualified buyers a structured warranty option that may improve confidence in used truck purchases.
Owner-Operators
Protect an essential business asset and reduce exposure to unexpected covered repair costs.
Fleets
Support more predictable maintenance budgeting and strengthen vehicle risk management across eligible units.
Strength behind every warranty
Experienced organizations across insurance, brokerage, warranty administration, commercial finance, and technology stand behind the program.
Newline Group
Financial strength and underwriting discipline of a Lloyd's Syndicate.
Acera Insurance
Regulatory expertise and claims management from one of Canada's largest independent insurance brokerages.
Digital administration from quote to claims
Authorized users can quote, apply, submit vehicle information, and administer warranty documentation through a system built for commercial transactions.
What the platform supports
- Quoting and application workflows
- Vehicle information and documentation
- Warranty administration and records
- Program compliance and visibility
Contact your commercial finance professional, or complete the form below
Your Legacy Authorized Commercial Finance Professional is the best contact for coverage, eligibility, and pricing. If you do not have one, complete this form and a registered Legacy Representative will contact you directly.
- Available for eligible Class 5 to 8 commercial trucks
- Fully insured aftermarket extended warranty structure
- Reviewed by a specialist, not an automated quote
Protect the truck that protects your business
Contact your Legacy Authorized Commercial Finance Professional to review coverage, pricing per kilometre, and eligibility for a specific unit.
